(786) 706-7721
"Let's Orchestrate Your Financial Future Together."
Howard Delaney
Money Strategies
Life Insurance  •  Annuities

Empowering clients
Your financial future is vital—you should in control. 
eliminating debt
Interest on debt kills cash flow and you need to learn how to manage both. 
your decision
You have the right to know how the decisions you make now will affect your financial future.
Financial success comes down to being empowered by knowledge.
How much do you know about handling money? 

I've been a financial advisor since 1984. I’ve learned that everyone's needs are not the same.

Choices that work for some aren’t necessarily the best choices for you.  

You need to know your alternatives—for you, your family, and even your business if you have one.     

You need to know what you want to accomplish and how to get there.  

I am here to work with you so you can start your journey—or adjust the path you’re currently on—so you can reach your financial goals.  
I'm Laurence Frishman, RFC
I believe collaboration is key to empowering you with the best choices to bring your money issues under control.  
MONEY TIPS
Free Tips & 'How-To' Information
Updated every 1 to 3 weeks, this webinar series will provide you great insights into how money works.

Hosted by key industry leaders, you will learn helpful hints and little-known secrets on how to save, keep, grow, and protect your money.

Pause the video for more options and links to free downloads on the video topic.

Visit Often. Topics change regularly.
CUSTOM JAVASCRIPT / HTML
* MISSION ONE MILLION retails for $24.95, but I bought it for you!
Get Your Copy!
I, along with a nationwide team of financial services professionals,  are on a mission to help get One Million People Out of Debt and Create Wealth One Family at a Time.

If you’re interested getting out of debt, building wealth, or becoming financially independent—this book is a must read!

From the Desk of: 
Laurence Frishman

If you have a Life Insurance policy, this is a MUST READ!
P.S. Spoiler Alert!
#1  Life insurance rates have decreased dramatically!
#4  Government tax codes allow you to exchange old policies for new, lower cost ones—all without taxation or penalties!
See How Quickly all YOUR DEBTS can be ELIMINATED, Including Your Mortgage!
Many eliminate ALL DEBT in as Little as 2-4 Years!
Because you're visiting my website, we'll analyze your situation at no cost.
Limited time offer.
Free Evaluation! (A $300 Value!)
For so many people, the biggest obstacle preventing them from building real wealth is Debt. 

But there is hope! We have made arrangements with one of our partners for a Free Wealth Accelerator analysis, to evaluate how you can rapidly and permanently Get-Out-of-Debt and start building true wealth. 
"Coming together is a beginning, staying together is progress, and working together is success."
~ Henry Ford
Has your portfolio done well during the recent Bull Market run-up, 
BUT...
you're concerned it might take you off the end of the cliff when the next Bear  
Market decline hits?
Take Control of Your Financial Future -
No Luck or Guesswork Required!
Free Download!
CLICK BELOW to download a free chapter of My Family Financial Miracle by my friend and colleague, Merle Gilley. 

He’s helped thousands take control of their money, and you might find his ideas useful.
CUSTOM JAVASCRIPT / HTML
Title Here?
I believe in the power of doing what is right for my clients, advocating for their financial well-being. I make my living by helping people make better financial decisions, and I want to get paid to do something that I do well and be honest. I have been in the financial services industry since 1986, and was in real estate for many years prior to that. I invite you to use my extensive knowledge to help you  
  • ​Take control of your finances. 
  •  Get out of debt.  
  •  Find financial savings vehicles that give you cash flow when you need it but that help protect your money from loss.  
  •  Help make your money work for you—this includes utilizing alternative vehicles to handle your mortgage, save for your kids’ college, and leave you with a comfortable nest egg for your golden years.  
The banks have no interest in you getting out of debit. They’ll drive you into your grave. Debt is the ONLY good for the banker, not for you.

So why feel like you’re locked into a never-ending roller coaster, stressed, unhappy, always worried about how you’re going to pay your bills? There is a way for you to get out from under debt.  

I invite you to contact me today!  

And I’m also giving you a FREE chapter of a book by a man I admire, Merle Gilley. It gives an invaluable lesson on how money should work.

I look forward to meeting you! 
Reduce Costs and Risk in Investing
Up until a few years ago, I was an Investment Advisor Representative (an IAR). I charged fees for the advice I gave my clients about their money in the stock market. I quit doing that because of one simple reason: Needless risk and costly!
 
I knew there were vehicles that are far less risky and dependable, a much better rate-of-return over the longer term. 

Many of my clients experienced the truly horrific bear markets of 2000 through 2002, and then the 2008 debacle. They are very aware of what stock market “corrections” and out-right free falls can do to their assets. Because we are both troubled by these things, we restructured their approach to making money by eliminating the risks they were taking.   

The result? They can relax and not worry nor try to outguess the unguessable stock markets.
     
I truly enjoy working with people and helping them help themselves.  

There are viable alternatives available to you that can: 
  • ​Guarantee an income that will never be exhausted—this means your retirement is never at risk.  
  •  Protect your principal from loss. But at the same time your money can earn a good rate of return because you are participating in market-like gains while your money is protected from stock market losses.
  •  Provide tax advantages that allow you to grow your money tax-deferred (as with a qualified plan) while being able to access your money tax free—when you want it, and not when the government says you can have it.  
  •  Earn compound interest continually, even while you use your money for other investments or needs.  
What course are you on? Call me to explore your options. 
100% Free Consultation
Financial, retirement and insurance planning all begins with a simple conversation.
Retirement Planning
It's never to late or too early to start. The important thing is to Start Today.
Consumer Advocacy
I’m interested in finding out about you and what you need for your money.
Serving the Greater Miami-Dade, FL Area
Bobby Sampsons,
Founder of RubyGoo.com
"Rick just absolutely rocks!" - Amanda M.

"Very Knowledgeable" - Joyce B.

Bill is not only a very knowledgeable and efficient insurance professional, but he is also very personable and kind.

"A Born Leader" - LTC (Ret) John Chin,PhD, Army Psychologist

"Jordan is a complex, divergent thinker. He is a born leader, a true innovator, and he has an unheard-of compassion for those he leads."
Start Your Free Consultation
 I look forward to meeting you.
 2020 Laurence J. Frishman
O: (786) 706-7721
CUSTOM JAVASCRIPT / HTML
CUSTOM JAVASCRIPT / HTML